Free Online Credit Card Validator
Free CC Validator tool: Using this free Online Credit Card Validator, you can check if a given credit card number is valid or not. That said it should be noted that the fact that a card is indicated as valid does not mean it is a real card. This tool uses the Luhn algorithm to verify if your card number respects the algo of either a VISA, MasterCard, Amex or other card types.
Debit cards, prepaid cards, and gift cards can also be validated using this tool. All you need to do is enter the card number and hit validate.
A Credit Card Validator operates by performing a sequence of checks on the credit card number. These checks verify that the number has the accurate length and format and that it includes the correct number of digits in each section.
Credit Card Number Validator
Please credit card number to validate.- Visa
- Master Card
- American Express
- Discover
- JCB
- Diners
- Enter your credit card number
- Hit the Check button
- This tool will then tell you if the card is a valid card or not including the card type and definition
What is a credit card?
A credit card is a plastic card issued by a financial institution, typically a bank, that allows the cardholder to make purchases and borrow money on credit. It is a widely accepted payment method around the world. When using a credit card, the cardholder can make purchases or pay for services up to a certain credit limit set by the card issuer.
Credit cards work on the basis of a revolving credit system. This means that the cardholder can choose to pay the entire outstanding balance at the end of the billing cycle or make a minimum payment and carry forward the remaining balance to the next month. If the balance is carried forward, the card issuer charges interest on the amount owed.
To use a credit card, the cardholder typically needs to provide the card details, including the card number, expiration date, and security code (CVV/CVC) when making a purchase. Some credit cards also come with additional features such as rewards programs, cashback offers, travel benefits, and insurance coverage.
It’s important to note that while credit cards provide convenience and flexibility, they also require responsible financial management. Failing to make timely payments or exceeding the credit limit can lead to additional fees, high-interest charges, and negative impacts on credit scores. Therefore, it’s crucial for cardholders to use credit cards responsibly and within their means to avoid unnecessary debt.
Credit Card BIN
A valid credit card number has several fields and each of them has a meaning. For example, the first digit of the credit card is Major Industry Identifier (MII) and the first six digits (including MII) of a credit card number are the Issuer Identification Number (IIN) also known as Bank Identification Number (BIN). These identify the institution that issued the card. The next digits are the individual account identifier. The last digit is known as the check digit and is used to verify the accuracy of the credit card number.
The Issuer Identification Number (IIN) table below can also be used to confirm the card issuer of the credit/debit card number you have.
ISSUING NETWORK | IIN/BIN RANGES | LENGTH | ACTIVE | VALIDATION |
---|---|---|---|---|
American Express | 34, 37 | 15 | YES | LUHN |
Bankcard | 5610, 560221 – 560225 | 16 | NO | LUHN |
China T-Union | 31 | 19 | YES | LUHN |
China UnionPay | 62 | 16 – 19 | YES | LUHN |
Diners Club enRoute | 2014, 2149 | 15 | YES | LUHN |
Diners Club International | 36 | 16–19 | YES | LUHN |
300 – 305, 3095, 38 – 39 | 16 – 19 | YES | LUHN | |
Diners Club United States & Canada | 54, 55 | 16 | YES | LUHN |
Discover Card | 6011, 644-649, 65 | 16 – 19 | YES | LUHN |
622126–622925 (China UnionPay co-branded) | 16 – 19 | YES | LUHN | |
UkrCard | 60400100 – 60420099 | 16 – 19 | YES | LUHN |
RuPay | 60, 65, 81, 82, 508 | 16 | YES | LUHN |
353, 356 (RuPay-JCB co-branded) | 16 | YES | LUHN | |
InterPayment | 636 | 16 – 19 | YES | LUHN |
InstaPayment | 637 – 639 | 16 | YES | LUHN |
JCB | 3528 – 3589 | 16 – 19 | YES | LUHN |
Laser | 6304, 6706, 6771, 6709 | 16 – 19 | NO | LUHN |
Maestro (UK) | 6759, 676770, 676774 | 12 – 19 | YES | LUHN |
Maestro | 5018, 5020, 5038, 5893, 6304, 6759, 6761, 6762, 6763 | 12 – 19 | YES | LUHN |
Dankort | 5019 | 16 | YES | LUHN |
4571 (Visa co-branded) | 16 | YES | LUHN | |
Mir | 2200 – 2204 | 16 – 19 | YES | LUHN |
BORICA | 2205 | 16 | YES | LUHN |
NPS Pridnestrovie | 6054740 – 6054744 | 16 | YES | LUHN |
Mastercard | 2221 – 2720 | 16 | YES | LUHN |
51 – 55 | 16 | YES | LUHN | |
Solo | 6334, 6767 | 16, 18, 19 | NO | LUHN |
Switch | 4903, 4905, 4911, 4936, 564182, 633110, 6333, 6759 | 16, 18, 19 | NO | LUHN |
Troy | 65 (Discover co-branded), 9792 | 16 | YES | LUHN |
Visa | 4 | 13, 16 | YES | LUHN |
Visa Electron | 4026, 417500, 4508, 4844, 4913, 4917 | 16 | YES | LUHN |
UATP | 1 | 15 | YES | LUHN |
Verve | 506099–506198, 650002–650027, 507865-507964 | 16, 18, 19 | YES | LUHN |
LankaPay | 357111 | 16 | YES | LUHN |
UzCard | 8600 | 16 | YES | UNKNOWN |
Humo | 9860 | 16 | YES | UNKNOWN |
GPN | 1, 2, 6, 7, 8, 9 | 16 | YES | UNKNOWN |
How important this Credit card validator tool can be
There are multiple reasons why utilizing a Credit Card Validator can be beneficial. Some of the primary purposes include:
- Validating credit card numbers: A Credit Card Validator allows you to verify the validity of a credit card number. This proves helpful when you need to ensure the accuracy of a provided credit card number.
- Verifying the Luhn Algorithm: A Credit Card Validator can assist in verifying adherence to the Luhn Algorithm. Checking this algorithm helps confirm whether a credit card number is correctly formatted. If the Luhn Algorithm check fails, it indicates that the credit card number is invalid.
- Obtaining card details: A Credit Card Validator provides additional information about the credit card, such as the card’s brand, issuing bank or institution, card type, country of issue, and more. These details enable you to make informed decisions regarding whether to accept a credit card payment.
- Ensuring smooth payment processing: A Credit Card Validator aids in ensuring seamless payment processing. By correctly formatting the credit card number, it reduces the likelihood of errors or fraudulent activities during payment processing.
In summary, employing a Credit Card Validator offers advantages such as validating credit card numbers, verifying the Luhn Algorithm, acquiring comprehensive card details, and facilitating smooth payment processing.